Mali Money Market Fund

Everyone dreams of building wealth. There are many ways to get there, but one of the smartest is investing in funds that grow over time. That’s exactly why Mali was created. 

Mali is M-PESA’s Money Market Fund (MMF), approved by the Capital Markets Authority (CMA). Simply put, a Money Market Fund is a low-risk investment product that channels your money into short-term financial instruments such as treasury bills and commercial paper. Its goal? To give investors stability, high liquidity, and steady returns. It’s also perfect for anyone looking for a safe place to park cash temporarily while still earning interest. 

With Mali, you don’t need much to begin—just KES 100. Deposits and withdrawals are completely free, meaning you can move your money anytime without extra charges. The fund offers competitive annual returns, which are calculated and compounded daily. That’s the power of compound interest: you earn interest on your savings and on the interest you’ve already made, allowing your money to grow faster over time. 

Mali is ideal for an emergency fund, helping you keep cash easily accessible for life’s surprises. It’s also great for short-term savings goals—whether that’s buying a car, going on vacation, or setting money aside as you plan your next big investment. 

You can access Mali easily through your M-PESA Super App or by dialing USSD *334#. 

How to register on MALI via the M-PESA Super App: 

• Go to Grow, on the homepage and Select MALI  
• Accept the Terms & Conditions by tapping ‘Opt In’ 
• Enter your M-PESA PIN. 

To register on MALI via USSD: 

• Dial *334# 
• Select Financial Services 
• Select MALI 
• Accept the Terms & Conditions 
• Enter your M-PESA PIN 

Start investing with Mali today and take your first step towards financial freedom.