Merchant & Paybill Interoperability Service

Published: June 13, 2022 at 7:42 AM | Last Updated: January 6, 2026 at 8:57 AM

We’ve made it easier for your customers to pay you, no matter their network. With Merchant and Paybill Interoperability, customers from any mobile network can now make payments to your Lipa Na M-PESA Buy Goods Till or Paybill.

This means your business can receive payments from Safaricom, Airtel, and Telkom users, all through one till.

Why it matters for your business

Reach more customers – Grow your customer base by accepting payments from Airtel and Telkom users.
Simpler payments – No extra steps or new KYC needed for customers from other networks.
More growth – More ways to pay means more opportunities for your business.

How it works

Airtel customers must be registered on Airtel Money and dial *222# from their Airtel Money registered number.

Telkom customers must be registered on T-Kash and dial *160# from their T-kash registered number.

Frequently Asked Questions