Pochi La Biashara
Pochi la Biashara is a service designed for small business owners like food vendors, kiosk operators, boda boda riders, and secondhand clothes sellers, to help you receive and manage your business funds separately from your personal money on your M-PESA line.
The service is available to all Safaricom customers who are already registered for M-PESA on their SIM cards.
Benefits
- No paperwork: Sign up instantly — everything’s done on your phone.
- Separate your money: Keep your business and personal funds apart, making it easier to plan and track your finances.
- Direct withdrawals: Withdraw money straight from your Pochi la Biashara account at any M-PESA Agent. No need to move funds to your personal M-PESA first.
- Pay easily: Use the Lipa na Pochi option to pay other business accounts via Paybill or Buy Goods using funds from your Pochi account.
- Payment control: Once you receive a payment, it can’t be reversed without your approval.
- Earn commissions: Sell airtime directly from your Pochi wallet and earn a 5% commission on every sale.
- Track transactions: Access mini-statements showing your most recent transactions.
- Quick help: Find answers easily under the “Know More About the Service” section on USSD.
Features
From your Pochi La Biashara menu, you can:
- Send money
- Sell airtime
- Make payments to other businesses
- Withdraw cash (directly from your Pochi account at an Agent)
- Move money between your Pochi and M-PESA accounts
- Manage your Pochi account
- Access “Know More About Pochi”
Rates and Charges
Standard M-PESA customer rates apply. Check the full tariff here: M-PESA Charges
How to Opt In
You can join Pochi La Biashara easily using your M-PESA registered line.
To opt in:
- Dial *334#
- Select Pochi la Biashara
- Choose Join Pochi and accept the Terms and Conditions
- Select your Business Category from the menu provided
Your M-PESA PIN will be used to approve all Pochi La Biashara transactions. PIN YAKO. SIRI YAKO.
If you ever choose to opt out, any funds in your Pochi account will be instantly moved to your M-PESA account.
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